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Unleash the power of your pet insurance plan

Thank you for choosing Nationwide® as your partner in pet health protection. Understanding how your pet insurance policy works will ensure your satisfaction and reinforce your smart decision to safeguard your pet’s health.

At Nationwide, we’re more than an insurance company—we’re part of your pet’s journey. If you have questions, need assistance, or want to explore additional coverage, reach out to our friendly Member Care team at 800-540-2016.

How do I find what’s covered under my plan?

Nationwide offers plans that provide coverage for injuries, illnesses and more. However, not every plan offers the same coverage, so be sure to take a look at the declarations page and coverage form in your policy packet to see your plan’s specific coverage details. These documents are also available digitally at my.petinsurance.com.

Please take extra note of:

  • Your policy effective date
  • Your deductible
  • Your co-insurance amount (if applicable)
  • The coverage(s) you selected
  • Coverage exclusions

See what we cover and learn more about how our pet insurance plans work here.

Have more questions about your policy? Check out our FAQs.

Pre-existing conditions are not covered

Like most pet insurers, we don’t cover pre-existing conditions. “Pre-existing condition” means a condition for which any of the following are true prior to the effective date of a pet insurance policy or during a waiting period:

  • A veterinarian provided medical advice regarding the condition; or
  • The pet received previous treatment for the condition; or
  • Based on information from verifiable sources, the pet had signs or symptoms directly related to the condition for which a claim is being made.

The good news is, not all pre-existing conditions are excluded permanently. Upon review request, we’re happy to review conditions that have been deemed cured and remained treatment-free for a specified period of time (depending on the condition).

However, please keep in mind that some chronic conditions may not be eligible for review.

Vethelpline logo

Ever wished you could just talk with a vet from the comfort of your own home? As a Nationwide® pet insurance member you now have access to unlimited, 24/7 video chat with veterinary professionals through our VetHelpline app. Convenient and expert pet health guidance whenever you need it at no cost to you!

Download the VetHelpline app at petinsurance.com/usevethelpline.

PetRxExpress logo

Start saving time and money by filling your pet’s prescriptions with Nationwide® PetRxExpress

Get preferred pricing on your pet’s prescriptions at participating pharmacies. Plus, enjoy the convenience of having your claim automatically submitted at the same time!

Visit petinsurance.com/petrxexpress to learn more.

Nationwide pet value center logo

Caring for your beloved pet extends far beyond medical attention. That’s why we created the Nationwide Pet Value Center with special discounts for you on the best Kong® toys, treats, and more!

Visit petvaluecenter.com to discover the purr-fect toy or treat for your pet today!

Referral

Tell your friends, get rewarded
Collect SnootLootSM points that can be redeemed for cool swag for both you and your pet when you tell your friends about Nationwide®pet insurance.

Pethealthzone image

Nationwide® Pet HealthZone®
Ready to nurture your pet's needs like never before?

The Pet Healthzone® is a fun, free, and trustworthy source of pet health information. Learn about health conditions to watch for based on your dog’s breed and age as well as fun facts, breed history and more!

Visit ThePetHealthZone.com to make more informed decisions about your pet’s health and care.

Companion image

The Companion magazine
Stories written just for pet parents, plus hand-picked deals on your favorite pet products and services.

Go to companionpetmagazine.com to read more.

When your policy is active you can create an account at my.petinsurance.com to:

  • Submit claims and check claim status
  • Sign up for electronic claims payments (direct deposit)
  • Access your PetRxExpress card for prescription savings
  • View special offers, sweepstakes, and promotions
  • And more!
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